Close the Loop on Every B2B Payment

Reconcile payments and insert liquidity along the invoicing lifecycle, driving volume within your platform.

what we do

 Plug into OatFi’s modern credit network and scale your B2B payments platform

Provide instant access to liquidity

Optimize buyer and supplier working capital by enabling early payment and billing cycles within existing payment workflows.

Grow and monetize total payments volume

Transform low-margin AP and AR workflows into a revenue engine and capture non-card spend.

Access the embedded trust and liquidity layer

Embed OatFi’s feature-rich platform to achieve best-in-class economics without the vendor spend or raising capital.

Build with a single set of APIs

Power approvals, settlements, and reconciliation through a single set of APIs that integrates directly into your flow of funds.

how it works

The complete API-powered credit and capital markets stack

use cases

The complete API-powered credit and capital markets stack

how it works

Close the loop on buyer and supplier transactions within your platform

use cases

The complete API-powered credit and capital markets stack

use cases

Infrastructure + Capital to facilitate transactions across B2B payments

Bill Pay & Invoicing

Optimize accounts payable and accounts receivable offerings with instant liquidity for users.

Spend Management & Procure-to-Pay

Streamline procurement with integrated financing options for improved cash flow.

B2B Marketplace

Support buyer and supplier relationships with third-party net terms solutions.

Early Payouts for Contingent Workforce

Manage employer net terms while providing early payouts to employees after work is completed.

platform

Modular building blocks to power your AP and AR workflows

Every B2B payments experience is different. Build a tailored credit program on OatFi's APIs that fits your platform’s features.
Robust KYB verification and fraud prevention solutions.
Sophisticated underwriting tools to automate credit decisioning.
Funding for transactions without leaving the platform.
Loan management system for real-time tracking, ledgering, and reconciliation.
Access to funding sources and regulatory cover through capital markets infrastructure.
Streamlined repayments and collections with automated servicing tools.